Dive Local Insurance

The protection you need as you fuel your passion for diving locally. 

WHY A LOCAL DIVING INSURANCE

Even if your country has a robust national healthcare system, it likely does not provide the specialised knowledge, consultancy and assistance required for diving injuries or planning, nor does it likely fully cover hyperbaric therapy should the need arise.

Our Dive Local insurance will fully cover you in the event of a local diving accident, saving you money over our regular travel-centric insurance plans.

And when you start travelling again, you can always upgrade to a higher plan.

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WHAT IS COVERED

This plan is designed to cover you should the unforeseen happen, during your recreational or professional diving - both SCUBA and freediving.

Benefits include:

  • Alarm Center and management of medical emergencies 24/7
  • Emergency medical treatment, including hyperbaric therapy and hospitalisation
  • Annual DAN Membership

 

This represents a short summary of cover, featuring some of the many benefits available.
Exclusions and conditions may also apply, and cover may not be available in all countries.

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DIVE LOCAL PLAN IS JUST RIGHT FOR
 
Scuba Divers

You enjoy diving in your country of residence. Keep exploring with peace of mind, with the right cover.

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Freedivers

Static or dynamic, constant or variable weight: this plan is designed to fully cover any freediving activity, including competitions, within your country of residence.

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Dive Professionals

Dive instructor, divemaster or dive guide? Protect yourself against unexpected accidents or illnesses while diving, in your country of residence

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Technical Divers

The Dive Local plan is just right for you, as there is no restriction on depth limits or use of breathing gas mixtures, and rebreathers. Only valid within your country of residence.

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Scientific & Media Divers

Protect yourself against unexpected accidents or illnesses while diving for fun or while working on your underwater projects.
Careful: DAN plans do not include Professional Liability insurance for these kind of activities. Only valid within your country of residence.

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FREQUENTLY ASKED QUESTIONS
WHAT TO DO IN CASE OF AN EMERGENCY?

In case of doubt, just call us. Our team operates through an international network of alarm centres (DAN Emergency Hotline) and a group of experts in Diving and Hyperbaric Medicine.

Emergency hotline
IS THIS PLAN VALID EVERYWHERE?

This special plan is only available in selected areas. Get a quote to know if the plan can be purchased in your country of residence.

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WHAT ARE THE MAIN EXCLUSIONS?

Some pre-existing medical conditions, such as cardiovascular diseases, may be excluded.Also abuse of alcohol and drugs, as well as participating in activities and sports not included in your policy, may preclude coverage. Read your insurance policy carefully, or contact our team for clarification

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IMPORTANT RECOMMENDATIONS
Age limit

Diving is a safe sport at any age, however risks can increase for older enthusiasts. If you are 75 or older, to complete your application, you have to submit a medical certificate stating:

  • your fitness to dive
  • your current health conditions
  • any medication you take and its dosage

Send your certificate to medicalreferrals@daneurope.org so that the DAN Europe specialists can get back to you within a few days.

Recreational Diving

DAN Europe recommends gas partial pressures up to a maximum of 1,6ATA Oxygen and 5,6ATA Nitrogen in the breathing mixture.

Technical Diving

DAN Europe recommends gas partial pressures of 1,4 ATA Oxygen or up to a maximum of 1,6ATA Oxygen and 3,95ATA Nitrogen in the breathing mixture and not to exceed 130 metres of depht.

On written submission of a full dive profile and proposed safety and support measures insurers may consider providing specific per dive insurance for any dive exceeding 130 metres.