Diving Insurance

No matter what kind of diver you are, we’ve got you covered, with our tailor-made, annual insurance plans, valid all over the world


Worldwide Dive Accident Insurance

Sport plans cover dive accidents worldwide, all year round. They also cover non-diving accidents abroad. Suitable for:

  • Scuba divers
  • Technical divers (incl. rebreather)
  • Free divers

Worldwide Dive Accident Insurance + Professional liability

Pro plans cover dive accidents worldwide, all year round.
They include professional liability for instructors, assistant instructors and dive guides. Pro plans also cover non-diving accidents while you are abroad.


Dive Centre Liability

Dive Centre plans cover general liability and legal defence in relation to your dive centre, school or association.


Dive Accident Insurance for your students.

Protect your students in case of dive accident (both scuba and freediving). You can activate these plans provided that you have a Pro or Dive Centre plan, or if you are a DAN Partner. You can register your students via your MyDAN.

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Dive Accident Insurance for commercial divers

Commercial diving plans cover medical assistance and accident insurance, covering an array of activities including offshore and inshore diving.


Local Dive Accident Insurance

Travel restrictions? We’ve got you covered, with a convenient insurance plan designed to protect you while you dive within your country of residence. The good news: all kind of diving is covered, including tech.
Currently available in Belgium, France, Germany, Italy, Netherlands, Russia and United Kingdom.

24/7 Multilingual Diving Emergency Hotline

It’s a hotline fully dedicated to divers, managed by DAN’s medical network, handling over 5,500 emergency calls per year and offering timely assistance in case the unexpected happens.

Limitless Payment of Emergency Medical Transportation

Sending out a helicopter or speedboat to assist a diver in the middle of nowhere can bear considerable costs. DAN’s reliable service providers make the process quicker and more effective.

Payment of Emergency Medical Treatment, Hyperbaric Therapy and Hospitalisation

Treatment of dive injuries can be very expensive, especially abroad and when specialised care and hyperbaric therapy are required. Reliable insurance coverage is essential.

Travel Accident Insurance

Divers are travellers, which is why we offer specific insurance covers for costs deriving from non-diving emergencies abroad, so that our members can enjoy holidays with peace of mind.

Professional Third-Party Liability Insurance

Diving professionals are offered a 4.000.000€ cover for third-party liability. This specific insurance is made for professionals in need of comprehensive protection against another party’s claims, including legal defence.


Scuba diver

Whether you are an Open Water, Advanced or Rescue Diver, you love diving into the blue, make surprising encounters, and enjoy the sheer majesty of the ocean, with your buddies or with your family, in your country and around the world. Keep exploring, and leave your worries on the surface, knowing that DAN is with you. Choose from a variety of plans designed for you.

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Dive Professional

You are a dive instructor, assistant instructor, divemaster or dive guide. You enjoy diving, and share your love of the underwater beauties with others, around the world. With DAN you have a strong organisation supporting you, your family and your students, while you work hard to keep safety standards high.
Choose from a variety of plans designed for you, including professional liability and legal defence when needed.

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Diving Centre

Manage your dive business, staff, students and clients professionally, knowing you can count on the essential insurance protection from DAN, including third-party liability cover and legal protection. Customise your insurance by selecting optional benefits such as try dive accident cover and premises liability.

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Hold your breath, and dive right into the blue. Our dive insurance plans are designed to fully cover any freediving activity, from static to dynamic apnea, from constant weight to variable weight, to no limit.
Choose your plan, and enjoy full peace of mind knowing that we got your back, be it during freediving competitions, whilst teaching freediving course, or when challenging your own limits.

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Technical diver

You dive longer, deeper, and have the right skills, knowledge, experience, and equipment to safely undertake tech diving. You know how to manage stage decompression, multiple breathing gas mixtures, cave or rebreather diving. Now all you need to get is extra peace of mind, choosing a personal dive insurance by the most reliable organisation.

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Commercial diver

You work underwater, as part of industrial, construction, engineering, maintenance or commercial projects. As a professional, you require specialised medical assistance and accident insurance, covering an array of activities including offshore and inshore diving. Get in touch with our insurance consultants for a quote. 

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About the Insurer

All insurance plans are underwritten by IDA Insurance Limited (C-36602) (“IDA”), an insurance undertaking licensed under the Insurance Business Act (Chapter 403 of the Laws of Malta) and regulated by the Malta Financial Services Authority (“MFSA”).

IDA is authorised to Passport outside Malta under Freedom of Services to the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

IDA is also authorised to carry out business in Switzerland under Freedom of Establishment.

How to register a complaint
Regulatory Disclosure