Liability Insurance for Diving Centres

The best protection for dive centres, schools and associations

WHY A DIVE CENTRE INSURANCE

When a dive accident happens, it is likely that the client is going to sue both the centre and the dive instructor. As a dive centre, you need to have a reliable liability cover which indemnifies you against all sums you might become civilly or legally liable to pay, as a result of accidental bodily injury or damage to property occurring whilst providing your services.

WHAT IS COVERED?

All DIVE CENTRE Plans provide third party liability insurance and legal defence regarding the dive services of the insured dive centre, school or association. The liability insurance cover is also extended to those instructors and dive guides who are registered as staff members of the insured centre, whenever they work for it.

BENEFITS INCLUDE

This represents a short summary of cover, featuring some of the many benefits available.
Exclusions and conditions may also apply, and cover may not be available in all countries.
Get a quote for full details, and read all insurance documents before you buy.

OPTIONAL BENEFITS
 
Try Dive Accident Coverage

Coverage Personal accident coverage for clients attending Try Dive sessions. Medical expenses and hyperbaric treatments included, up to the maximum depth allowed by your teaching organization, but in any case not exceeding 15m.
The number of insured Try Dive clients is unlimited. It is not required to provide DAN with the clients' names.
Cover limit € 15,000

Premises Liability

Premises Liability insurance protects the Club against responsibility for injuries suffered by persons who are present on the Club's premises (for more info read our FAQs).
Cover limit € 500,000.00

 

Dive Boat Liability

Dive Boat Liability protects your Dive Centre against legal liability as a result of accidental bodily injury or accidental property loss or damage suffered by your clients whilst they are on the dive boat.

FREE INSURANCE FOR YOUR STUDENTS

Protect your entry-level dive students with a dedicated accident cover. You can register your students on your MyDAN, so as to provide them with DAN's assistance during the course.
 

HOW TO ACTIVATE STUDENT INSURANCES
  1. Log in to your MyDAN
  2. Go to > Insurance
  3. Add and select a new user or select an already registered user
WHAT IS COVERED
  • Alarm Center and management of medical emergencies 24/7
  • Worldwide emergency medical treatment, hyperbaric therapy and hospitalization included (€ 15,000.00)
  • Emergency medical evacuation
  • Search & rescue of the missing diver (€ 2,500.00)

 

PERIOD OF INSURANCE

Inception date
Upon registration of the student in the MyDAN section of instructor

Date of expiration
Upon diving certification (max. 90 days)

Please read carefully the insurance policy.

DETAILS OF COVERED COURSES
Scuba courses

MAX DEPTH 18m*
DSD, Try Scuba, Open Water, 1° degree, 1 Star CMAS, GUE REC 1 and GUE Fundamentals, and equivalents.

 

* in any case, not beyond the maximum depth allowed by your teaching organization

Freediving courses (incl. spearfishing)

MAX DEPTH 30m*
1° degree, spearfishing 1° level, 1 Star CMAS, AIDA 1 Star/2 Stars, Apnea Academy First Level, SSI Free Diving Basic and Apnea level 1, or equivalents.

 

* in any case, not beyond the maximum depth allowed by your teaching organization

The list of covered courses is not exhaustive, if you have any doubts please contact us.

ARE THE STAFF MEMBERS COVERED UNDER THE DIVE CENTRE PLAN?

They are covered as far as their third party liability is concerned, as long as you registered them on the Dive Centre's MyDAN.

GO TO MY DAN
DO YOU KNOW THE DAN PARTNER PROGRAM?

Our partners are people and organisations who actively promote our network. They spread the word of our mission and share safety awareness campaigns. Partners help create a safer diving community and we reward them for it. Find out more.

GO TO PARTNER PROGRAM
ARE MY STUDENTS COVERED UNDER THE DIVE CENTRE PLAN?

You can cover for free a number of your entry level students as long as you register them on your MyDAN. Furthermore, you can purchase specific insurance plans for your scuba and freediving students attending entry level, advanced and specialty courses as well as freediving workshops.

GO TO MY DAN
IMPORTANT RECOMMENDATIONS
Age limit

Diving is a safe sport at any age, however risks can increase for older enthusiasts. If your staff members or clients are 75 or older, you should send us a fit-to-dive certificate before they undertake any diving activities. Our medical team will be available to guide you and answer your questions in case of need.

Recreational Diving

DAN Europe recommends gas partial pressures up to a maximum of 1,6ATA Oxygen and 5,6ATA Nitrogen in the breathing mixture.

Technical Diving

DAN Europe recommends gas partial pressures of 1,4 ATA Oxygen or up to a maximum of 1,6ATA Oxygen and 3,95ATA Nitrogen in the breathing mixture and not to exceed 130 metres of depht.

On written submission of a full dive profile and proposed safety and support measures insurers may consider providing specific per dive insurance for any dive exceeding 130 metres.